FI VS FF – Making Money Work

Financial independence allows you to be self-insured against a financial catastrophe in the case of death or disability, saving you those monthly premiums.

Financial Freedomallows you to be self-insured against the cost of unexpected expenses and lifestyle upgrades.

So far the most appropriate way to define FI vs FF.

Financial literacy is the key to wealth.

The idea of not working and letting the money work for you actually requires a lot of work.

If its your money you better take care of it.

Just like when we exercise we need to take care of our diet and focus on right form and challenge our self at every workout session, similarly when it comes to money we have to track our cash flow keep improving ways to improve passive income while focusing on leverage income minmizing unwanted expenses and saving at least 3 to 6 months of expenses in cash instruments.

I usually prep my self before my workout and track what i want to do my meals and supplements and many other details.

If we want our money to grow and we want to avoid being a part of the money Rat Race we should first undertsand the value of money.

What are polyphenols?

Polyphenols occur naturally in the foods we consume. They contain antioxidative & anti-inflammatory properties existing in most plant-based food.

Polyphenols are what give fruits and vegetables their colour. They have been linked to everything from

• Weight loss
• Heart health
• Eliminating cancerous cells
• Improves arterial flexibility
• Helps in diabetes & neurogenerative diseases
• As well as osteoporosis & prevention of platelet clumping

Polyphenols plays a major role to harness the potential of one’s health.

Some of the food groups that are rich in Polyphenols are as follows

• Coffe
• Green tea
• Dark berries
• Cocoa pod
• Leafy greens
• Some spices & Red coloured fruits

Polyphenols are also found in some processed foods like cereals.

Use of polyphenols supplementation may vary based on several factors like your geographical location , allergies etc one should not use polyphenol supplementation without proper advice.

Submitted by

Mrs Harsha Chandiramani

Train 8 to 10 Mins A Day

Having a chat with a group of my good friends and we were talking about what are the problems people face with going to the gym or yoga etc etc.

Most of them came up the age old saying omg i have no time , really like seriously.

Workouts should be a priority and it doesnt really require for us to hit the gym or go for yoga etc.

Just get urself a Jump rope and try to do atleast 200 to 500 Bounce steps for starters it doesnt matter whether you want to lose body fat or just get fit or even for serious bodybuilders who want to get shredded the jump rope is the best piece of equipment that is more often than not neglected by most people.

Add in some planks and other core variations or add some sets of pushups / free squats and your Good to go.

Along with regular exercise we should make sure we know what to eat.

A great man once said no one can compete with the food they eat so if you want be healthy feel fit or look good make sure to make smart food choices.

Have a fab day keep rocking keep fit

The vision behind my site koshred.com was to create awareness and educate individuals about what fitness really is.
As most of you guys who already follow me on social media would already know that I love to read anything and everything in regards with health / fitness / nutrition, bodybuilding & so on.
It has been over 6 months to a year now I have started to read books, follow some management skills experts and implemented some of their strategies and have see a great improvement in my financial cash flow.
A different subject of interest lead to meeting new people and I got to learn from them and several social media platforms that financial crisis does effect people more than what steroids effect people.
I would like to share some of the things I have applied to my personal life and have benefited from.

Before I began to imply these changes a lot of the people who did not understand what I was talking about questioned me and asked me questions like are you crazy? Most of the times the people who would actually question me was my family itself.
So I started by making changes that affected me as an individual and the rest followed, It takes time but the rest will follow.
Some of the things I have learned from reading just a few books
• ASSET IS SOMETHING THAT PUTS MONEY IN YOUR POCKET – LIABILITIES ARE SOMETHING WHICH TAKE OUT MONEY FROM YOUR POCKET.
• DO NOT LET YOUR EGO GET IN YOUR WAY
• IT IS YOUR MONEY SO ONLY YOU ARE RESPONSIBLE FOR IT – DO NOT EXPECT OTHERS TO VALUE IT
• TIME IS MONEY – I MEAN LITERALLY
• SAVE BEFORE YOU SPEND – INVEST DO NOT SPECULATE

I am aware that most of us have already heard and know all these things, but do we apply it to our daily lives.
Be honest to yourself.